This app lets you get started straight away. Go to settings to choose your currency and start logging your spending for each day. Rather than keep all those pesky receipts you can scan them on to the app. The new Aspect visual aid helps users understand why there might be an unusual spike in monthly spending such as school fees or holidays. And there is an option to set up a savings plan, so it’s not just about expense tracking.

• Best for Logging expenses on the go. Head into Starbucks, for example, and the app not only identifies the location but also the heading under which that expense is recorded (Cafe). Plus all currencies are available – a useful tool for expats paid in more than one currency.

• Drawbacks Currently only available for the iPhone but plans for an Android version are in the pipeline.

• Availability Free from the App Store for iPhone.

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