Emirates Islamic Flex Cards bring you convenience and flexibility like you’ve never seen before. A card packed with benefits that complement all aspects of your lifestyle and delivers truly memorable experiences. With your Emirates Islamic Flex Cards, you can choose from a wide range of rewards and redeem your EI SmartMiles instantly for travel miles, exchange instant, purchse online and marketplace.


  • Welcome bonus of 10,000 EI SmartMiles
  • Instant EI SmartMiles redemption at over 300 airlines and more than 180,000 hotels worldwide
  • Convenient shopping anytime, anywhere with “Instant Purchase” redemption feature
  • Miles exchange with frequent flyer programmes Etihad Guest and Jet Privilege
  • Online shopping marketplace


  • This is an Islamic card
  • You require a minimum salary of AED 5,000 per month to be eligible for this card.
  • There is a repayment period of 55 days and the minimum payment of each month is 5% of the outstanding amount.
  • The foreign currency rate applicable on overseas transactions is 2.34%. This fee is charged in addition to the standard processing fee (approximately 1.15%) charged by MasterCard International or Visa International and is applicable to transactions performed outside UAE.
  • The annual fee applicable on this card is AED 0
  • Earn EI SmartMiles on all your domestic and international spends.
  • For every AED 1 spent locally earn 1.25 EI SmartMiles. For every AED 1 spent internationally earn 2.25 EI SmartMiles. Redeem at over 300 airlines and 180,000 hotels, car rentals. EI SmartMiles can be exchanged for frequent flyer programmes such as Etihad Guest and JetPrivilege. You can also use your EI SmartMiles to shop with the ‘Instant Purchase’ feature.
  • Balance transfer facility is available at 0% for 6 months with 2% processing fee. There is a 5% minimum payment required every month.
  • No cashback is rewarded for this card

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